Absa Bank Kenya

Relationship Manager – Commercial Banking -North Rift (Eldoret)

Eldoret, Kimumu ward, Moiben, Uasin Gishu County, Rift Valley, 30100, Kenya
January 18, 2024
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Job Description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

My Career Development Portal: Wherever you are in your career, we are here for you. Design your future. Discover leading-edge guidance, tools and support to unlock your potential. You are Absa. You are possibility.

Job Summary

To manage and sustain a portfolio of Commercial customers, building long term relationships founded on efficient and reliable support for their business. This is achieved particularly through quick risk decisions and managing consistency and quality of operational service.
• The primary objective is to maximize risk-adjusted portfolio contribution.
• The jobholder will be responsible for business development both with new customers and with existing customers where they are expected to increase “wallet share”.
• Executing sales growth tactics and targets in collaboration with the key business partners (Transactional Banking, Global Markets, Asset Based Finance, Commercial Property Finance, Ecosystem, Bancassurance, Agribusiness, and any other product / solution functions).

Job Description

Key accountabilities / Deliverables / Outcomes:

Sales and Service – Time split 65%

  • Principal point of contact with bank customers in the assigned portfolio.
  • Achievement of the portfolio’s annual financial targets: –
  • Balance Sheet Growth,
  • Revenue and Profitability,
  • Growth in share of market, and
  • Portfolio At Risk kept within set limits to minimize potential NPL.
  • Driving customer satisfaction (NPS score), developing and growing relationships with existing and potential customers, identifying opportunities for business development and guiding product development.
  • Maintain Customer Account Plans for all customers in the portfolio such that contact with customers is prioritized.
  • Conduct Annual and, if appropriate, Interim Reviews of Borrowing customers facilities.
  • Where applicable, conduct Annual and/or Interim Reviews of Non-borrowing customers.
  • Determine the key messages, e.g., agreed service standards, negotiated pricing, relationship team contact points, and new product changes, deciding upon the most appropriate communication method.
  • Deal with and find solutions to customer complaints.
  • Determine the products that are most effective in meeting customers’ needs and be able to sell these at short notice both reactively and proactively.
  • Research, create, and follow up a target list for potential new business.

Business Management – Time split 30%

  • Research, create, and follow up on a target list for potential new business.
  • Identify priority customers using the relationship Customer Account Planning templates to assess their present and potential contributions.
  • Gather all the required information that is needed to prepare and assess credit applications. The role holder will be expected to input certain key information such as judgmental information. (They will work with Assistant Relationship Manager, Business Development Manager for relevant product, and the Corporate Credit Manager resources to construct credit applications).
  • Adherence to approved policies and procedures and providing feedback on the same so as to keep them competitive;
  • Audit issues closed with Nil repeat findings, and
  • 100% SLA Adherence to agreed turnaround times.
  • Control and quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies.

Staff Management – Time split 05%

  • Day-to-day coaching and development of the portfolio Assistant Relationship Manager(s).
  • Performance tracking and periodic reviews of the supporting ARM.
  • Making the bank a great place to work (360o feedback).


Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)